The 30-year fixed-rate mortgage inched up this week, but still remains well below averages from a year ago.The 30-year fixed-rate mortgage closed the month of August by averaging 3.6%, nearly a full percent lower than a year ago, Freddie Mac notes.“Low mortgage rates along with a strong labor market are fueling the consumer-driven economy by boosting their purchasing power, which will certainly support housing market activity in the coming mont
About Steve Hello, my name is Steve Ralston and I am a real estate professional with a BBA in Real Estate. I have over 30 years of experience as a realtor, property manager, insurance adjuster, home inspector and contractor. You can count on me to help you sell your current home and/or find your next home. Call a Real Estate Professional You Can Trust. "IT'S YOUR MOVE"© iProcurrently deals throughout the states of California, Tex
Contract signings fell in July, reversing course after two consecutive months of gains, the National Association of REALTORS® reported on Thursday. All four major regions of the U.S. posted declines in pending home sales last month, with the West leading in the greatest month-over-month drop in contract signings.Overall, NAR’s Pending Home Sales Index, a forward-looking indicator based on contract signings, fell 2.5% in July to a reading of 10
About Rebecca I work with Lend Plus in Aliso Viejo, CA. We are a full service direct lender, with banker expertise and are committed to delivering world-class mortgage services, creating lasting partnerships with our partners and helping clients meet their financial mortgage goals. We offer 1st time home buyer programs, conventional, JUMBO, FHA, VA and USDA loans in addition to FHA HECMs (Reverse Mortgage). We aim to earn your business through t
When you're staging properties for resale, you likely target all the main areas: decluttering the home, adding some fresh flowers, and fluffing the pillows. But realtor.com® recently highlighted some other areas that are often overlooked when staging but can still make a big impact, including:Tend to the mailbox.Repaint the mailbox or make any repairs, particularly if it’s showing its age or leaning. “Replace the mailbox—literally the firs
Some markets have a strong allure for buyers with their job markets and lower home prices and are seeing an uptick of new residents."With prices now having risen for seven consecutive years, affordability has become top of mind and is driving people not just in their local markets, but when they’re shopping to relocate," says Danielle Hale, chief economist of realtor.com. However, "it’s not just the cheapest markets that are attracting attent
The share of homes selling at or above list price has returned to levels comparable with the early 2000s, according to a new analysis from CoreLogic, a real estate data firm.Annual home price growth began to slow in the third quarter of 2018. As such, the share of home buyers able to negotiate a better price began to rise.In the second quarter of 2018, the share of homes selling at or above list price peaked at 43% of total sales, which is
Recession fears are growing, and that may prompt some Americans—who are still haunted by the last one—to get skittish about the housing market. Don’t expect another “real estate fire sale” if the economy heads into another recession, economists say.“This is going to be a much shorter recession than the last one,” George Ratiu, senior economist with realtor.com®, notes in a recent article at the site. “I don’t think the next rec
Mobile devices are what buyers turn to for finding properties and connecting with real estate agents. This has put increasing importance on real estate pros to make sure their websites are mobile friendly and that they’re connecting in a way that clients most desire.The typical home buyer used a mobile device to search for properties online, looking at websites with photos, home listings, and information about the homebuying proc
The lower price of a fixer-upper and the added resale value after a remodel can be alluring to some home buyers. For example, the average price of a fixer-upper home on the TV show “Fixer Upper,” based in Waco, Texas, is $178,449, with the average resale value being $297,488.But a new study from the remodeling site Porch.com, based on a survey of more than 1,000 homeowners, shows that the majority of fixer-upper homeowners who thoug
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